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All State Residents Can Now Apply for Individual FEMA Assistance

Relief available for temporary housing, repairs, loans, etc.

Individuals in every New Jersey county are now eligible to apply for federal disaster relief, the governor's office announced Tuesday.

All residents and businesses can now apply for Individual Assistance through FEMA and the Small Business Administration. The state had already been approved for Public Assistance, which is available to state and local governments as well as nonprofits.

Individual Assistance relief allows residents to apply for aid including temporary housing, repair, Disaster Unemployment Assistance and Small Business Administration loans.

The governor's office advises all residents who suffered damage to apply with FEMA, even if they have their own insurance.

Register by calling 800-621-3362 or 800-462-7585 for those with hearing or speech impairments. Residents also can register online at www.DisasterAssistance.gov or via a Web-enabled mobile device by visiting http://m.fema.gov/ and following the link to "apply online for federal assistance."

Ellen Burke November 11, 2012 at 04:26 PM
Dear "A Resident", you have no idea how much that car may have meant to that woman. This is not a contest; the person who lost the most doesn't win anything. Anyone who lost anything - whether you think it's important or not - is suffering. Try being kind instead of being insulting. Her getting her truck replaced has nothing to do with you. You're the one who needs to get a clue.
Kimmy November 11, 2012 at 06:28 PM
Big U is right. In NJ at least the law is that if a tree that is on your property falls and does any damage what so ever it is the insurance of the homeowner of where the tree LANDs responsibilty. I just went through this with my insurance. I was shocked. You can offer to clean it up or pay for removal but legally you don't have too however remember you are going to be living next door to these folks for a while yet.
Disappointed November 11, 2012 at 10:15 PM
@ A resident, I HAVE been out there Volunteering & donating... my husband volunteering a extremely amount of time& man power that he COULD charge people for, but doesn't because its the Right thing to do( & OUR CHILDREN) & WE know People are worse off then us... But in our 30 years of working paying taxing on our home & fedl tax I believe we have far existed 3,000 that we have paid into, only fair to give back what we have lost ( & paid into) NOT asking for anything More then that ... & we where TOLD to file a claim....
lalaland November 11, 2012 at 10:17 PM
YOUR screwed ... Over 40 married & ( my guess white) You only pay into programs ,, You don't get to ever use them
Disappointed November 11, 2012 at 10:23 PM
Thank you, & yes it a hardship, he works very hard for what he has worth alot or not its what we owned... I guess people that lost small homes are less in need for those that lost larger homes ....
Disappointed November 11, 2012 at 10:24 PM
@ lala AIN'T THAT THE TRUE....
brickmama November 12, 2012 at 01:22 AM
August West November 12, 2012 at 01:49 AM
Susan, you are ignorant of the law, divisive, and your comments are irrelevant to the question. Your opinions are uncalled for. Get over it, your party lost and is in shambles due to repulsive statements made by its candidates. You fit the mold.
matthew November 12, 2012 at 01:51 AM
Here is mayors Kelaher's email adress TKelaher@tomsrivertownship.com. Start pounding him with emails why and when is Ortley Beach getting in. With the warm days the mold is spreading faster and we need to do something before we all lose our homes. And where is his support, I haven't seen or heard from him once since Sandy hit us. I have a feeling he doesn't care about Ortley Beach, just cares about our tax dollars. Something has to happen now, it will be 2 weeks and still no word on Ortley Beach. FREE ORTLEY BEACH!!!!!!!!!!!!!!!!!!
Barney November 12, 2012 at 02:37 AM
Michelle Obama needs to bring her hot booty down to the shore and dance with the gringos.
brickmama November 12, 2012 at 03:03 AM
nah, because of people judging what is important to us &what isn't What is worth replacing & what isn't, Iam sure some full time residents are in Ortley but its primarily Seasonal 2nd homes ... regardless how much some one worked to afford to have that& regardless of how much taxes they are paying ( I bet a lot if they own 2 homes & working) It was something they had before the storm, & now its gone, Just like the post about the person with the Truck. its not right that people that most likely are paying a large potion of the FEMA funding are getting Zero help
brickmama November 12, 2012 at 03:05 AM
Femaascam November 16, 2012 at 01:20 PM
Just wondering how FEMA determines who gets help for what. understandable people without homes should come 1st, however heard on 101.5 yesterday a man that is getting addl funds on this relief check for putting up 2 pieces on wood in his deck & nonstaining .... When someone second home or second car's are not getting considered for help.... these people earned the money to have 2 cars or 2 homes, they should have back what they lost... NOT for someone to re-stain a deck... I heard however they are allow people to take a loan out. REALLY, If someone OWNS their homes or OWNS there second car they Didn't have a load before why should they now?
Tony D November 16, 2012 at 01:49 PM
femaascam I think because republicons are against big govt they shouldnt get a dime
Walter Cunningham November 16, 2012 at 02:09 PM
Fema will give you sheet rock and money for immediate lodging (or put you on a list of hotels they have booked). The guy on the radio was most likely lying as that would be covered under his homeowners insurance and I am sure if it was not he wouldn't have gotten money that quickly. IF your insurance doesn't cover certain expenses FEMA will offer you a low interest load (under 2%) that will obviously have to be paid back. They aren't going to be handing out "free" checks for $150,000 to rebuild people's house. Also, if any of these homes are not your primary residence you will get nothing,
Femaascam November 16, 2012 at 09:10 PM
So if people are are working hard( most likely paying high fedl tax) paying taxes on 2 homes, paying out the nose for everything,Its very possible these people MAY have a home left, But how many of them lost the place they worked at?? Now having mortgages on 2 homes will have to sell the home that they have just to live, OR they can just start the Obama life style, Work less get more ..... sounds like a plan to me 1 out of every15 Americans cant be wrong ! ( that was before the storm)
Femaascam November 16, 2012 at 09:13 PM
I think the people that pay the most amount of Taxes & Federal tax supporting this program should be the 1st to get help. Except in almost all the cases I have heard either they are screwed bcz the where responsible & had flood insurance OR FEMA was not willing to help them bcz they had a " second home" or a second car... THESE ARE THE PEOPLE THAT ARE PAYING FOR THE FEMA PROGRAM...& are being denied its not right
Femaascam November 17, 2012 at 02:42 AM
@ A Resident, I wonder if FEMA realizes that if they helped this guy with his truck, how many other people He could help by having a working truck working..
dainty November 17, 2012 at 02:57 AM
From my understanding, you are to file under your insurance and whatever is not covered, can be sent to FEMA, they may contribute. I applied in Irene and got zip. I wish you all better luck*
don't take what I have earned November 17, 2012 at 03:10 PM
We have DRC in our area in Brick & shore towns... I personally applied too, we also where denied. One of my vehicles was flooded & no longer drive-able, while the other one took in water its a nasty clean up But can still be used, have 4 teenagers & lost AT least 500 $ worth of food, also had minor damage to my home. Iam sure my taxes will go up, I have worked paying into the FEMA program for over 30 years & was denied too, I think its a pick & choice who they are going to help just like any other Govt. program. my heart go out to my friends family & neighbors who Did lose more then me, But why should the Govt decide who is worthy of getting what they lost back & not. Its a sad day we are at the mercy of our Gmt, to give back what we have earned what we have paid for & a true sign of socialism at its best...
Tony D in T R November 17, 2012 at 04:51 PM
ReLogicSeeker 11:32 am on Saturday, November 17, 2012 FEMA is not an entitlement like Social Security. It is just government assistance. Personal insurance is first. They don't pick and choose. Everyone plays by the same rules. If someone else got help and you didn't, then their personal circumstances were different. You didn't "pay into FEMA". There is no FEMA deduction on your paycheck. Everyone contributes through federal taxes. It is not the government's responsibility to repay you for weather related losses. If you get anything, you're lucky most ppl pay into SS except the disabled or ppl with disabilities which nobody in their right mind would want so excuse me if I dont agree SS is an entitlement turn off fox news better yet send your ss check and medicare back to where it came wrote
Donkey Tales November 17, 2012 at 05:20 PM
I don't understand your statement "Everyone contributes through federal taxes." You do know this in untrue right? Not everyone contributes federal taxes.
John Anderson November 17, 2012 at 11:37 PM
Breezy Point - mostly 2nd homes - people getting FEMA checks there
John Anderson November 17, 2012 at 11:38 PM
Granted, that's NY, not NJ
Lou DeGeorge November 18, 2012 at 12:00 AM
John Anderson November 18, 2012 at 12:49 AM
Actually quite true. Bungaloes built in the 50s. Small lots. Walkaround neighborhood.. Many summer rentals there. Member at the surf club for many years. Breezy was a party town (still is and I hope still will be) where working folks came to their summer homes at the end of the day. Agreed that some homes have been built as year rounds, more so on the bay side, but some on the ocean side.. But this is about FEMA and the fact that some are getting FEMA relief on their summer homes. I don't understand why they can get it in NY, but not NJ.
Fred M November 18, 2012 at 01:21 AM
FEMA will only cover One car, providing you only have one car per family...
Irina November 26, 2012 at 10:25 AM
Irina November 26, 2012 at 10:25 AM
Irina November 26, 2012 at 10:25 AM


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