Everyone knows fireworks can be fun, especially this time of year, but a lot of people don’t take into account the negative repercussions those pyrotechnic devices can bring.
The first problem: They're illegal in New Jersey along with many other states in the U.S. If you’re caught selling, owning or using fireworks within a state in which they’re illegal, you’ll undergo certain penalties determined by your state.
Besides the legal aspect, you always run the risk of someone getting hurt or property being damaged by using fireworks. A few people setting off fireworks in your backyard for summer fun could result in damage to your home, damage to your neighbor’s home or someone in the vicinity getting seriously injured.
If such instances occur, you could be liable for repairs, medical expenses or even legal attorney fees to defend yourself in a personal injury lawsuit case. That, in effect, means that there are a number of things at stake including:
- Your savings
- Equity in your home
- Equity in your business
- Your investments
- A portion of your future earnings
Bottom line: Most illegal activities are not covered by insurance and will cost you a lot of money if something goes wrong.
Unfortunately for fireworks lovers living in states in which they're illegal, you cannot get insurance coverage for this unless you have a pyrotechnic operator's license. But even with that license, coverage is likely very expensive.
If fireworks are legal in your state, you should check your home insurance and personal umbrella liability policy exclusions very carefully, as coverage may still not be there for you.
Fireworks fans beware...
Firstly, the state needs to increase revenue, through the legalization of fireworks sales tax revenue will benefit. Next a program funded through fireworks permit sales would open up another stream of revenue to the county's and towns whose residents wish to enjoy fireworks safely. More revenue could also be driven by safety training programs one would need to attend to have a permit issued to allow them to buy the fireworks. Lastly; one more source of revenue for the town would be the fines levied on those whom opted not the file for and receive the correct permits. Now would be a great time to urge our state lawmakers to look at this problem and make new jersey a safe state for fireworks. We don't need tougher laws with stronger penalties; we need legalization and education of the citizens to allow them to enjoy life safely.
Grow up -- leave the shows to the pros -- and keep the threats to hearing, pets and flammable property out of our neighborhoods.
Lacey Resident, you should feel terrible that you tried to think for yourself when the government should be doing it for you. Say you're sorry and give me all your fireworks.